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A sucky year doesn't have to be the worst of your life.

In Episode #470 of Mere Mortals 'Musings', Juan and I discuss: our reflections on 2024, my sad year that despite the challenges ended with clarity and optimism towards the end, Juan's balancing of family life and spending as much time with his daughter as possible, predictions for 2025 with emphasis on the advancements of AI, a positive economic wave coming and why hardware might be more interesting than software.

Huge support from Petar the Slav & Cole McCormick, thank you so much!

Timeline:
(00:00:00) Intro
(00:00:46) Reflecting On 2024: Personal Challenges And Growth
(00:08:37) Focus And Effort
(00:17:48) Global Trends And AI
(00:28:47) Balancing Priorities And Relationships
(00:35:32) Boostagram Lounge
(00:41:13) Predictions For 2025: AI & Technology
(00:52:28) Economic Good Times
(01:01:13) Digital World Vs Physical World
(01:16:21) Black Swans
(01:20:32) V4V & Live

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[00:00:06] Kyrin Down:

Welcome to Mere Mortalites   to another episode of the mere mortals musings. You've got Kyrin here on this side.   You've got Juan on the other side. Oh, yeah. You do. On Sunday, 5th January,   9 AM Australian Eastern Standard Time.   This is a musings episode where we dive deeper into a particular topic. Mhmm. Philosophy, not in the park this time. We're in one's little studio here. Changes might be coming to the studio. Great. In the future as well. We have also had a lot of problems trying to get 2 cameras running simultaneously. My laptop doesn't allow it. So yes, you're stuck with us. But thankfully, we've got some pretty decent audio coming through as well. I chose today's episode and   it was just the time of the year where it's let's have a look back at the year. Not goal wise. I didn't want to focus on what our goals were of this last year. We already do that. Yeah, we do that already. Yep. So this was more general   life trends, universe world trends, all of these sorts of things that we noticed, observed, saw   for ourselves, but also perhaps for other people. And then what we think is coming up for this next year. So   I've got a   list here which was of   things that I kind of just noticed and then also some learnings, biggest learnings. And then I've got my predictions for 2025.  

And I've actually got a fairly extensive thing here. So For 2025?   Yeah. Yeah. Yeah. For both. So   I might just dive into mine and get this little spiel out of the way. So, yeah. Review of 2024. What was the biggest thing? Well, obviously for me it was mom passing away. That was   the mostly a known factor. There was still some questions at the start a year of of how long she would,   how long she had left.   At one point, it was like, okay, she's probably got less than 12 months,   which was still,   you know, a bit open in the air.   We got that news probably in   February or March, hence my decision to go traveling. So it was like,   I've still got probably, you know, it's still who knows,   if I just stay here the entire time   with her.  

I'll lose the opportunity to   go do some things I really wanted to do. And, you know, go to Nashville meeting Dave Jones,   Cole and   Peter, which kind of just all came simultaneously   together at that time.   But yeah, that was that was obviously the big event for me.   Funnily enough, it should have been   the worst year of my life. That's easily the worst thing that's happened. You know, I say happened to me. Obviously, it happened to mom. And that was   really, really terrible. A lot of suffering.   But   it wasn't. And the reason for that was I kind of told myself it wouldn't be the worst year of my life. At the start of the year, I was like,   the last couple of years have been shitty. And I've contributed to that through my mindset. And so   you know, it was it was horrible,   especially   the first half of the year, you know,   she passed away in May. So, yeah,   January   through June was all pretty shit. No, there's not not a whole lot of real fun going on there. But then it certainly lightened up towards the end of the year. Stress and heartbreak.  

I was reading my journal entries   and it of this last year and I'm like, Yeah, you know,   you can see I'm suffering a bit, but it's not it's not too bad. It's not   it's not the kind of suffering that I experienced   when I was in university.   And was so in my own head, I had my own problems I couldn't fit. So I couldn't talk to girls. I was anxious around people.   I think there was more suffering for myself personally back then. So   that was   a interesting   Brazil period. So this was kind of the April through   to what September   discombobulating   discombobulated.  

So there's a lot of back and forth obviously with traveling. So I did that trip. Well,   that that flight four times   Australia, Brazil,   as well as multiple   like flights up and down   to the US and across the US and Canada.   So that whole period, I look at it now. I'm like, I did a lot of fucking flying, man. That was just a lot of travel. So   even though I tried to have a bit of a routine,   it it was very hard to and so   even you know, it was amazing being with Lucas,   my friend, Brazilian friend there, you know, he treated me very kindly, like I see, you know, a lot of his hometown   experienced Brazil.  

Yet if I look at like training wise, for example, it was just all over the shop. There's bugs, you know, I couldn't stretch properly   with I was fitting in my training with him. There was rain.   It was just everything was like, Yeah, it wasn't this wasn't necessarily optimal for training, I guess. And and there was definitely some poor decision making made after after mom passed away. I got a little bit reckless there for about a month, which was not good.   Towards the end of the year, had a real section of clarity, optimism   and hope, I would say kind of from September on.  

I think meeting all of the cool people in August. So special shout out Dave Jones, Cole McCormick,   Peter the Slav,   who   just made that trip really wonderful at the end. And it was it was kind of like I know it was reaffirming to be like, oh, man, there's these, you know, people across the world I never even met and they welcome me with open arms. Lucas, of course, as well,   was was just really encouraging.   Gave me, I don't know, a bit of a boost, I think.   Also made me realize how much I miss my friends and family after being away for that 4 month period. Well,   June, July, August and most of September.  

Yep. Yeah, that   I was I was quite homesick at the end of that, which I wasn't expecting per se, especially when I compare it to the big travel I had in the big last travel in 2018,   2019, where I was away for 14 months and   I didn't feel that much. So that that was rather interesting.   Living yet living with someone super positive towards the end of the year, AKA my brother as well has just been really, really nice as well. So   I don't really like living on my own for extended periods of time. It's nice for a little bit, but being with someone's good.   And then this probably also ties in with making some really good financial decisions. I mean,   it's, it's, it's easy to be like more positive when you're when you're a little bit richer. So   I have been prudently   diversified   in in some   in the past, but now I've kind   of what many would say is going in on a very risky proposition.  

My dad,   which they view as gambling, but I just view as extremely volatile,   personally. So this worked out so far.   If I'm wrong, it'll be a life shattering wrong. But  

[00:07:18] Juan Granados:

you know, we'll see. I guess the reality is that you can you can probably handle the life shattering shattering wrong   now. Like if it happens, it happens. Like   is the overwhelming odds here that it's gonna go the right way? Probably. Right?  

[00:07:33] Kyrin Down:

So I think so. Yeah. And if not, you   know, people always say,   the best time to take risks is when you're young, and you don't have people dependent on you. I have neither of those. So   fuck it. Yeah. You know, this is now   fuck it is not what I would advocate in general. It's like that fuck it comes from a serious amount of research. Yep. But yes, indeed. It's a good it's a good change. You're doing exactly this if I was in your position. Yeah, look it's a good differentiation in that,  

[00:08:04] Juan Granados:

it's not I wouldn't also consider it risky.   It is volatile. There's a difference between that because if it's, again if you're assured that's going to be successful and go the right path in 10 years, but but it's going to be volatile as hell. There's certain subset of people that just can't handle the volatility. They want to see consistency and growth and they wanted to see it slightly tracking up or tracking down, but you know going gradually. Whereas there are some assets that don't do that. They're super volatile.   Yes. So the ones that might get you, you know, 10x return and whatever you're doing, but  

[00:08:34] Kyrin Down:

you have to be able to endure some pretty big down periods as well. Exactly. Yeah. And so, yeah, I'll do all my learnings   in a a little bit about wanted to hear of your learning. So learning like my kind of biggest learnings from the year. Okay.  

[00:08:49] Juan Granados:

I was gonna say from from our perspective, it was more attributed   to so   one big aspect that came up in 2024 and in the ring of all of my details was the international flight over to Japan. Obviously, this was Japan in   not a friend context, but with with family and just the differences and the priorities that you place in that and that extended across all of 2024 in that   everything   I could name   a lot of things that I did, which independently   are good on their own. Like those periods when I remember it into my monthly goals or monthly notes, it was, you know, you did 12 kilometers and then 13 kilometers and then 15 kilometers and like back to back weeks and kind of getting better at doing running or at least being   okay with the minor suffering that comes with that and some successes with weight lifting and travels and work wise and all those are big things that occurred in the year   that are like awesome, fantastic.  

But as I went through the review and I did like a much deeper dive into my 2024 lessons, I guess that I could pull out. I went, but all of that   paled in comparison by   magnitudes   to just the pure   Beta.   That in itself,   I could name lots of things I was proud about this past year in 2024 that happened, that we got to do, etcetera.   But I could probably list out   2 2 days of what I did with my daughter or an event and that would immediately overtake everything else that happened which is really nice so the big like the biggest trend that I could look back in 2024 is   all of the various things I did with my daughter like like traveling to Japan internationally,   going down to Canberra to seafront but also going as a family doing a lot of family trips   shifting. 2025 having marked a really specific year for me where before that   I was working in a way where I was either at an office   or putting in a lot of effort that was during times that suited me. Whereas 2024 marked a big difference in   fuck net. I'm now, I'm not prioritizing   me as per se. Although in a way I am because I'm still doing all the things that I want to do, but I'm prioritizing   the time slots where I can maximize being a dad   and putting like all energy into that. So I kind of talk about a lot at the beginning of 2024.  

Yeah, I was, you know, waking up at about 4:4:30. That was the usual time.   Now,   Mondays, Thursdays and sometimes Sundays, it's 3 am.   Right?   That means I can get some extra things in. But what's that act like again? What why why am I doing that? It's because on Mondays, Thursdays and hopefully Sundays, it also means I can get back home from the gym, do some work on the things that I want to do, but I also can spend uninterrupted time with my daughter between 7 am or 6:30 am to 8 am on those mornings, right? And I was like, we're doing some friends on the weekend or just yesterday, talking about I'll explain to them, oh, do this and do that. And I'm like, holy shit, like, how do you get all this done and whatever else. And I was most proudest to kind of describe some of the way that I do it   in that I give myself maximum time to be there with my daughter.  

Another thing I guess in 2024,   it stretched a little bit more but I think since my daughter was born I've been away   2 days or 3 days from her. That's it. I think my partner has been away one day from   her. I honestly couldn't I've talked to a couple of parents.   There's either kind of 2 camps either a   some parents out there that are just like, oh, yes. You know, if a kid just like palm off to my grand, like to their parents or give them a day daycare or babysitters like take them out. I need like return to my own self.   Again, that's whatever. That's our party will take. There's others   that not so much that end but they   I wouldn't say resent but they don't have that option or like oh I just need a bit of a break like I don't want to be with them all that often.  

I'm probably in the camp of like no I've loved it like the fact that I've been able to say I can be there basically every day, seeing every single milestone.   Some people, like,   other other parents will comment when I'll someone would ask me, how old is she? I'll say, 17 months, 20 months, 21 months. And they go, you know, that's because you have your first child. You know, when when you have a second child, the more you'll just be out there a year and a half or you won't remember this and I like I challenge that. I'm like, no man, I can remember like everything. I know when when she was like obviously how old she is,   I know like when she took the first steps, not exact deep dates, but I can recall them and I can go find them with my journal as well.  

I think the big thing about 2024, weirdly enough, is yes, I accomplished lots of things, man, financially,   and again, I track this from a financial perspective on a month to month basis of how we're going from a net worth perspective.   2024 was like nuts, nuts for net worth protective.   What I have is typical engineering range of hours, I guess, is I have both a tracker but also like a graph that also shows I put an equation against it of like roughly what sort of, gradual increase should it be. So in 30 years time, 50 years time, roughly what would I expect my net worth to be, right? And then I put some deviating factors around, okay, well, if this is the low end or high percentage, 2024 was like, cool. I just like doubled the fucking curve of what it was and it's just gone.   That even that paled in comparison. So, like, it just made not even a dent in   oh yeah, I was going to be that and that's the primary thing. Oh, and also health and fitness. So that also, if I was to review back a lot of 2024s like   health and fitness   and think of that and honestly the rest of stuff of like business or money or even like   soul or a few other things that'll kind of start to deviate away and I think that's just   the season that's the season where I'm going to be I'm sure I'm going to be there for the next years   something will happen that'll make the change as well as   daughter goes to school or whatever else. Right? That will change. I'm sure it'll be. But for me, 2024   that I have to be like, that's my review. That's like the big call outs from the year. When will you start saying  

[00:14:58] Kyrin Down:

a year and a half, 2 years? You're not gonna say 20 7. Yeah.  

[00:15:02] Juan Granados:

I actually have this thought the last couple of days. I was like, after 24 months, I'd just be like, 2 years. Yeah. Like at that point, that's a bit slower. It is. It is. I would call it. It's very different to say when they're like sub 2 to say, oh, they're they're a year old or they're like 2 year old or a year and a half because there's a lot of differences that happen at those early days. Like, it's a lot. I reviewed back my notes for last Christmas and last New Year's.   And so, you know, again, it's a year.   Last Christmas and last new year's my daughter was like just standing just just standing   and she tried to rip on with her presents but like kind of couldn't it was just that right whereas fast forward to a year just gone by and this Christmas was like way magical, right? It was again, I talked about it in the monthly goals, but I didn't go to the gym early because   again, my daughter wakes up at 4:20 in the morning, got her up, brought her into our bed, relaxed for a little bit, she fed, and then, you know, she wandered out, ran to the Christmas tree,   was like the first time you have ever seen like a kid like see presents and be like what the hell is this? Opening them up, right? That's like a year. So to say, you know, the difference between a year and 2 year, even year and a half to 2 years, it's huge. It's massive. It's between a kid not talking and a kid fully, like,   interacting in a talkative manner. So after after 2 years, it'll be just 2 years old, 3 years old, 4 years old. At that point, yeah, you can start talking about it in that way. Yeah. Yeah. That makes sense. Because, yeah, I was thinking with Butters, I say, oh, yeah, he's a year and a little bit.  

Obviously, it's different between a kid and a dog. Yeah. Like if you've had a dog that's like 4 months versus 8 months, there's some differences there. You wouldn't be like, oh,  

[00:16:35] Kyrin Down:

oh, I know. I think I just said half a year. Yeah.  

[00:16:39] Juan Granados:

You could probably start doing it from 1 and a half. Like, there are some times where I've started going, oh, she's just over 1 and a half. Or almost 2. You can start getting into that sort of debate.  

[00:16:48] Kyrin Down:

Any big worldwide   things that happened in 24   outside of your your personal sphere that you think Yeah. Beyond the puzzle bubble,  

[00:16:57] Juan Granados:

how did someone explain it? I think it was, Tom Bilyeu, posted this. He said 2024   was like the the entree for AI,   and I replied back with a comment which you liked, which is and I was like, yeah, 2025 is probably going to be the main course when it comes to that. So I think the big thing that I saw,   so I've been   using AI tools and whatnot from a business perspective, like using it in a business and using it for context in 2023.   The first time I started using AI tools and selling it to businesses and implementation was 2016. So I've been selling AI products and chatbots and making them and said like that. 2016,   2023 marked like the year I was like, oh, yeah, that was a lot. 2024 was like, oh, this is like fast track its usage. So there was it just like,   dirt from for most people in the world, like, have been using a lot more AI where it's video,   or   text based creative, whatever.  

I would say that as a review as well of the year.   Looking back, I'm gonna say 2024 is going to be the year   remembered historically as   yep that was the year I fucking started going bananas   like that was the initiation of bananas. So 2024   was the year. Yep. Where maybe I would say like to Bitcoin and crypto 2017,   Right? I would I would I would have the 2017   or just pre COVID that like period between 2017 to 2019 2020 was like   that onwards was like okay poof we're on mainstream that's like mainstream usage. I'm I'm gonna say 2024 onwards is Yep, that's mainstream. Off we go. Yeah. Yeah. That'll be the only other review. Yeah, sure. Sure. The  

[00:18:39] Kyrin Down:

my brother's girlfriend,   she works with another Colombian.   And   they've got a group chat for their   their work, which includes a lot of Australian, you know, managers and people like this. And she was making a joke last night where   I think a friend's name's mate or something.   Mate always puts in   when she   writes, there's always quotation marks at the start and end of of her thing.   Obviously, indicating she's just used chat GBT because she's translating from Spanish and chucking in. So yeah, it's kind of funny. Yeah. You can, the more and more use it, you also can tell the  

[00:19:16] Juan Granados:

little things an AI does or the like grammatical uses it does that usually humans don't use or like a person doesn't use.   Very clear one if you want to see it. Dashes,   you see a lot of dashes in paragraphs. That's not usually used by most humans and modern immortals.   I do. I use them   sometimes in text messages, dashes, just not naturally.   But if you see one that's like   generally, if you see a lot of dashes, that's  

[00:19:41] Kyrin Down:

AI generated. Yeah, I can't think I've ever used a dash. Yep. There you go. Alright. My biggest learnings from the year was   focused effort produces results.   Is one of those ones where it's like, you just need a reminder. So   financially,   so   because I'm all in now I got a chance to review my stonk portfolio   from 2012. So stocks,   and   I'd always kind of known like attract and I'd been like, okay, yeah, I can see what's happening here. Okay. That was good decision. That was bad.   But it when I finally got everything finished and so I could do like a final sum up,   It really put into contrast   just   how average an investor I was and over this entire period,   I would have done much, much better if just from the very get go I'd put it all into   a Vanguard   And just that just track the Australian what is it top 50 or something or top 100 maybe.  

And   I would have been much more financially better off rather than   reading annual reports like I did trying to put, you know, pick this stock with that stock.   And it's not that I didn't put in effort, but it was that the effort was   scattered.   And this was also reflected in my   training. So physically, the one arm handstand, I was scattered, I was thinking like, Oh, I   I really want to do the stall to press. And I did get 3 of them.   Yeah. But I also wanted to still try and train this other thing at the same time, etcetera, etcetera.   I'm having much better results right now when I'm giving the one arm the   respect it deserves and   going solely after that. And I think even emotionally   and like love life and things like this. I've put in a lot of effort, tremendous effort   scattered all around   it.  

You know, I needed to change some conditions.   And I think I did okay under the conditions I had. But yeah, there's, there's   a call out for myself and probably for others focus effort produces   results or the   better results.   Capturing data and evaluating is critical.   Like I said, with the stocks is really just eye opening. I   can't emphasize just how annoyed I was at   how poorly   it's   not poorly it was just under underwhelming   that   the investments I'd done over the years was   disappointing. Disappointing.   And   then probably the biggest one was just,   and this is a more recent one was,   I felt pretty lonely this last year, I'd say. And,   you know, a lot of that was   it's my fault, for sure. But it's also not entirely my fault. So there's things I do that contribute towards that   solitary by nature, a lot of the hobbies I have, you know, I don't have a job. So I'm not mixing with people like that.  

You can still be lonely in those   conditions for sure. I'm sure there's plenty of people who have a 9 to 5 and still feel very lonely.   But the,   there's things I do that contribute towards that.   But with that being said,   I've met a few people   read recently,   who I just say the reasonably well put together people is what I would say there's nothing screaming about about them that screams   red flag or anything. And, you know, I've gotten to know them a little bit better. A lot of these people through the gym, but also outside of that,   friends of friends, even just friends.  

And   it seems to be like some contributing factors.   The biggest one I've actually found is that most of them hate and if they're lonely, this is usually regards to physical,   like having a partner or something like this.   And the biggest   factor is they don't enjoy dating apps. And it's so it's not just me, it's the   the,   there's this aspect of not enjoying the process of   texting   or meeting people via that way or something like this. It really   or and   whatever it is, I think that's   quite a few reasons you might not enjoy the dating apps.   And I was looking into some data and it's like, yeah, that's how a lot of people are meeting nowadays. And so something someone commented, I think it was 50 percent  

[00:24:14] Juan Granados:

of relationships.   Current is huge. Yeah. From dating. Yeah. Huge. So  

[00:24:20] Kyrin Down:

and that's   into the old age group as well. Because I do know some people who who are in their fifties sixties have found   through online or dating app. So   that was one of the common factors you could also add into like some people   with their finances, like there's plenty of financial angst out there on YouTube. If you go looking at like Australian housing crisis   or,   don't even have to look to it. It just popped up for me and I'm not typing in these things. There's certainly people who are feeling the pinch financially,   which I think is   contributing to a bit of that.  

I was going to say like the common thread of hating texting a. K. A. Gary V in his blogging days that might, you know,   could be social media rotting our brains. Feel like this getting off the deep end.   Ultimately, though, I look at this and I'm like, I don't indulge in this because   there's plenty of counterfactuals.   So for example, I have the option.   I've right now could have a wife and kids with the first girlfriend I had that was definitely in the path. And I'd be absolutely miserable. So you   know that   if there's whatever angst has been caused by caused by being lonely,   I could have had just as much if not I would say way more by being in a relationship. Suffering by going down the wrong path. Yeah. In in one which   I   yeah, I knew it was going to it was not what I wanted at the time. And I needed to explore more go out the world. I needed more independence   ultimately.  

And   so   it's like,   well, you fucked if you do, fucked if you don't. So you kind of fuck no matter what.   So what's the point of really indulging in like   if the government had only, you know, if our money was better, you know, financial conditions that I, I, you know, I can't afford a kid at this moment or I, you know, I can't find her because I can't get my own place or anything or, you know, like bitching events against social media   or the dating apps that are ruining dating and things like that.   That's not the correct   conclusion to take from any of that. So   they're, you know,   it's important to, I think, acknowledge it, but also go like, okay, that's not the reason I'm feeling lonely. There's those other contributing factors to it.  

And I should only focus on the ones which I can control. Correct. Yeah. So yeah, that was one of the big  

[00:26:46] Juan Granados:

things I would call us. Yeah.   The only thing I'll add just from the 2024 because he's kind of mapped up already to what I said. But   there is something I borrowed from Tim Tim Ferriss, but it was   popped up heaps as a past year in terms of reviewing   it. He's like Tim says focusing on the tasks that really matter and eliminating the rest. So honestly, that was one of the things I talked about it in the like longer format I did on this one. Yeah. What was the other thing you said lots this year was what are you optimizing for? Yeah, I said a lot. Yeah. What are you optimizing for? Again, one of the things that I kind of started the year, I think looking at it, even in my notes, it was, and you know, there's some probably the mere mortal lives are homeless listening to this. Lots of things like, again, lots of business ideas, lots of content ideas, and I wanted to do as generally I think most people maybe wanna do, I wanna do all of it. Right? And even though I know you can do anything, I'll do everything. I still go, well, you know, I'm gonna push as much as I can with everything. We'll see about that. But it kind of came down to this view of, like, you can do a 100 things and 98 of them you basically don't do and 2 of them you kind of do it okay.   You know, is that better   than doing 5 things? Doing 5 things really, really great and forgetting the other 95 things right   and kind of towards the tail end of my learning was like   you have to focus in   I don't mind balancing   things so I don't   not not that I don't disagree or agree. I just the view of I'll focus on one thing and do that one thing really well.  

I know myself I'm going to get bored doing that. Like if I was all in on deadlifting,   all in on running,   I'm gonna get over it. That's just who I am after a while and I want to get some variety and mix up. So if I do that, yes, I'll see maximal gains there, but then I'll jump onto something else and then after 5 years, will I be like well, I just did everything on average?   Maybe   where I more look toward okay   well balance a few things but do them really well. Just not do a million things and then do them all really really poorly. So a lot of the all the way through to the end of 2024 now carrying into 2025 at least personally what I see more broadly is the people who   can do certain few things really well and actually do, do seem to be the standout people. Looking at from a podcast perspective, there's a few out there that,   I see as like, oh, they balance a few things, but fuck, they do them really, really well. Be it they themselves or through a team, but they focus on a few things. Stephen Bartlett with Daria, the CEO, which is one I've been checking out more recently.  

You know, he does a few things with flight fund and   a couple of other tasks, but the dude works hard. He does seem to balance things. He does talk about it somewhat. What did you say? Flat fund? Light fund. What does that mean? It's the fund's   name. Like flight fund. I think the What is it? Like, what is it? I don't know if it's specifically like a venture capital fund. It's a funding arm to entrepreneurs or startups and the like. So, but they call it a flight fund. Sure. So   like him and maybe the other examples where I'm like, yeah, I can see like they're nailing it. They're doing a few things really, really, really well. They're balancing it all quite adequately, but they're not deciding to do, yeah, a million other things. So   again, it's out of the year, I found myself thinking of well,   this for the run or this for my fitness and this for the podcast and maybe this other bit's an idea and I even talked about it on the podcast where through the year, I got this idea and I quickly try to analyze if I could do it or not. You know, more and more now the learning was like, yeah, just   eliminate the rest just for even if the idea comes to do a particular thing   just eliminate it unless it's really truly above the priority of this other thing I just forget about it. What again? Why? Why would I go on the path? Is it just   pure   personal   wanting this for it? Or can   I quantify it or from a quality perspective say that I want to do it above something else? And honestly, right now, a lot of things that I've already built up in my life, I'm like, no, those are the things for a reason, right?  

The only other thing, I guess, from a learning perspective,   the adaptability   aspect of it. So   again, not something that is unknown to everyone. But   as long as I'm saying earlier, as long as there was a focus   on the things that I should be doing,   and then being adaptable that okay, if they get fucked over,   they get fucked over by other priority things. That's okay. Totally okay. Again, example,   I wanted to run 10 ks's, didn't have the time. I rented 6 ks's, but   I did that because it was my other priority things, which was being done with the family, doing the podcast, were coming in to view with it. Fantastic. And I also didn't want to then be like, oh, I'm gonna lose more sleep to actually go and do that. No. Like that's that's not that Well, I want option always. Yeah. No. I wasn't gonna do that offset in particular. So, you know, fitness and health, which includes sleep, the podcast, our family and all the side fitness yeah those are the big things I'll be adaptable to all those if it was   something not within those graphs let's just say it was a conference or it was you know insert thing here that I don't generally talk about fucked up. I'm not going to prioritize over that but I'll be adaptable where the things that are priority are as my learning be adaptable and flexible if it's amongst my top priorities   otherwise like off I'm not going to be doing that at all. Case in point there's been a few things that have been coming through,   like potential interviews for other people.  

I'm just gonna like, if it suits me, it's with me. Otherwise, like, I'm not going to be pursuing this. It's just not in my interest right now. Yeah. Yeah. I think for both of us, the podcast is  

[00:32:17] Kyrin Down:

is a kind of fun thing   at the moment. A hobby   that certainly for me has become more hobby rather than job, which was what I was trying to do for a bit there that who knows that might change in the future.   But yeah, yeah. I mentioned   the creating the Morpheus podcast and the last month. You didn't? I didn't. Nope. Yeah, I think. Yeah, because I jumped around, didn't I? I might I talked about the GitHub and Gitbook. Anyway, that's one of those ones where it's like, it's gonna be a funzy thing. Like I'm not committing to weekly. I don't it'll probably be more like value for value.   I'll do it in seasons   if anything.  

And   yeah, and that's just a decision we've we've both kind of made simultaneously   independently, I think. Yeah. Of like,   I'd love to do it. Can do it. Yeah, I can do anything but can't do everything. Correct. Correct. And I'll like I'll list it out briefly. But again, pretty straightforward.  

[00:33:16] Juan Granados:

More more the I can note it is a bit of a learning around mindfulness, right? Which is,   understand   to understand human nature,   I have to understand my own nature. So   most of that being mindful as a learning   of the things that trigger me to do something or that don't trigger me to do something. But I kind of feel that that adjacent to relationships and specifically friendships   in general, in that   I can't expect   friendships or friends to   initiate interactions and get togethers and the like if I'm not also doing that as well so that also probably through the year the previous year and then starting to obviously move into what I'm thinking for 2025   is again   focus like taking those certain actions around well recognizing the steps or the actions I need to take so that it does end up in the outcomes that I want when I'm talking about relationships and the like right that I just spontaneously   work,   not it can do with some relationships that you have out there like I probably have some, I wouldn't call them friends, but people that I know where I might not talk to them for 2 years and I'll talk to them and they'll be like, ah cool! It's kind of like a conversation   with close friends or connected friends or key relationship. It's like, okay,   there's efforts in being mindful of what I also have to do into that equation so that I can get   that continuation of a relationship and this works with any relationship.  

I think the other way around said it was   relationships   matter especially the ones that matter. So it's important to have relationships but   learning from 20 24 I don't want to have 500 relationships I want to have 50 really good fucking relationships and the rest are just people that I know and I can inject myself if I need to.   Yeah. True. Maybe it's like maybe it's more. I mean, if you count like family and people that you interact with more than every now and again, then whatever whatever the number may be. Yeah. Yeah. I saw a little video recently which was like  

[00:35:10] Kyrin Down:

name a 100 women as quickly as you can. And you just do it like in the spreadsheet or something. It's fucking so hard. Fuck that already. I was thinking one of the hell, man. I'd run out. This dude did it. What I thought was in a pretty quick manner, and it still took him like 6 minutes plus.   Damn.   Yeah. So   I struggle to even list 50 people. I don't know. Jesus. Let me bring up the bootscram lounge bootscram lounge for everyone who is unfamiliar with how we operate here on the mere mortals.   We do not have advertising. We do not have sponsorships. We do not have anyone,   directing us per se. We   derive our support directly from you at home. So what this means is we put all this value up upfront free anytime,   anywhere available   for anyone   and we just ask that you return some value to us and in a voluntary manner.  

So this is the section where we we shout out everyone who's supporting us financially because we do have to pay for audio hosting. We do have to pay for our time to know that people are actually out there. And so these are some booster grams, which is a payment with the message attached that some people have sent in via a cool podcasting app like  

[00:36:22] Juan Granados:

Fountain or Breeze or Truefence. And so there's a couple here. Yep. And all 3 of these ones I'll just call out. They're all through Fountain. That would come through. Good.   2 from Beta, one from Cole McCormick.   Here's first one is a row of ducks, 2,222   sets in using Fountain. I   think I would have enjoyed your father as an English teacher in high school. That's Karen talking about his dad. I agree with 1. I was unable to appreciate deep meaning in literature until I was older and more experienced in life. For me, that was around 30 years old. Yeah. I'd probably say the same.  

[00:36:51] Kyrin Down:

I feel like I could do it   before 30. Yeah. I mean,   I've been doing the book reviews for a while, so hopefully.   But yeah. Yeah. I don't I don't know. I don't know what my dad's class would have been like.   He he himself said like over the years he had to straddle between   pleasing the kids, like, being fun around with the kids. But if you if you're, like,   being cool with the kids, not enforcing stupid rules, then you're you're   drawing the ire of your of your other teachers because then the kids will complain. But but miss mister down let's just do this and   or vice versa.  

And so he said like he'd have some years where he was   like a hard ass and following the rules and then other years where he between. We have not. This  

[00:37:36] Juan Granados:

is the same thing. It depends on the year, Peter. This is the same as with parenting.   You got to find the fine line between being their friend and being their parent.   2 different roles. You go one way too hard, you're missing some stuff out. If you go the other way too hard, you're missing some stuff out. This is a good is a fine balance. My kids get an ice cream with me 20 fourseven whenever they want it. I'm lucky right now. My daughter doesn't give an absolute shit about any dessert.   I'm in fact, given her ice cream like, have your ice cream and she'll be like, go away. You don't want this. I just want Give me give me the carrot sticks. Yeah. Yeah. Carrot sticks, water and and, broccoli and coleslaw. That's good. That's good. And the other one from Peter.   A 100,000 sats. Bowler.  



[00:38:16] Kyrin Down:

Thanks for all the stimulating yet easy going conversations in 2024 and best wishes and success for the year to come. Thank you, Peter. Thank you very much for this huge Intent to, you know, despite us saying the podcast is a hobby, it's it's still like a serious hobby. We're not not not fucking around other than when we're fucking around with equipment that's not working. But we're still mostly on time. And   I still intend to   I mean, book review is definitely going to be coming out. There'll be something like every week. I can almost guarantee that.   And then these ones, you know, we'll have to mix and match while   traveling once again. So we'll go back to meanderings for sure  

[00:38:55] Juan Granados:

in the in a 5 months time. But no, we're we take we take this stuff seriously as well. So, and we take your support seriously. So thank you so much, my friend. That's very, very much appreciated. Yep. Absolutely. And, call and call next one. Sorry. You haven't boosted in boys. I've caught your episodes on YouTube more recently. I've forgotten to send value. Love the AI talk. I'm diving back into using creative tools, Journey, Runway and 11 Labs. These are all close models. I don't care if you're using an open source one because I want the best quality right now. The open source tools will make this take in the coming years, like how the open source animation software Blender has. It's a long study. I do like I did like using blender by the way, which I didn't even realize that I was an open source.   There you go. And I was 5,492¢.  



[00:39:34] Kyrin Down:

Thank you. That's a   favorite her favorite number from a colleague that he used to have. And yeah, this is this is a good thing about the new models. One and I are pretty different when it comes to,   our testing of these things. There's one and   psychology's personalities and there's definitely one where which I think would be beneficial because I'm certainly going to be more on the open source route and one will certainly be more in the close   or so. Yeah. I'd be interested to see a nice blend between the 2 of us. Thinks of, Runways Runways latest,  

[00:40:03] Juan Granados:

stuff by the way. So mid journey is, AI mostly for photo,   still runway runway ml for video creation and 11 Labs is for audio,   AI audio creation, which now we don't do this. I'm telling you we don't do this, but you can really, really without much effort now create our own voices through AI and   play audios and stuff like that if we wanted to we could very much do this like we could be creating podcasts out there right now with our voices   like saying the things that we want I guess we could create it ourselves and just create literally like 10 episodes per week if we wanted to. I think it loses   some aspect of the human.  

You would probably have less umms. You   would be able to spot that there is some reasonable data   if it's actually us versus the   AI one and AI Kyron. So at this current time, we do not leverage 11 Labs in that particular way. I use 11 Labs or some of my clips or the more philosophical   creative clips that I use. You'll hear the it's called the Gandalf voice. I think I call it Gandalf. And I use that for the clips because it's easy to do as like a tester to utilize, but we don't use it to copy our own voices at this time.  

[00:41:14] Kyrin Down:

This gets nicely into predictions for 2025.  

[00:41:17] Juan Granados:

So let's start off with AI one. I'm sure this is Yep. In yours. So Yeah, so basically look, my call out here, this is both personal and broad.   Tom Billy said that 2024 is kind of like the appetizer, the entree for AI.   2025,   it's gonna like it's gonna take off in such a ridiculous level,   at least on the open AI front.   03 comes out at the end of January or at least the initial versions   from what it sounds like it can do and its interactions it blows even 01 Pro out of the water. The people who've used 01 Pro I have, that is nuts, that is really, really damn good.   If you've used 4 r, Chativity 4 r or the likes, even 01, it's pretty good.  

I would say it's more than enough the one you need. 01 pro for those people who have used it from the Chativity side of things,   man, that is a beast of creation.   You could   very easily just leverage what that outputs into emails document creations in fact I know it does because I'm using that right now for that very reason   it's   almost at the replacing   a higher you know in a business it's getting there and I think that's just gonna happen. Can I create graphs?  

[00:42:28] Kyrin Down:

Yes. So if I if I said like you know here's a spreadsheet I want you to create a graph like this. Graphs, organic grams,   structures. Yeah it can do all of that. I wanna I wanna do a test with it,   with   some some data, some gym data I've got and see if it can create something good. Yeah. So like, honestly, so  

[00:42:47] Juan Granados:

across everywhere else that you see it, like the money going down the path of some of these players, I I think Alphabet   is throwing a gigantic amount of money into this now. Amazon on some of the latest Bezos conversations, he's like,   we're basically just an AI company now. He's sort of called out,   listen to Bezos latest stuff around   the places where ai will integrate on a horizontal nature to everything,   again a lot of the conversations that I'm hearing is like   imagining what the internet did kind of like that well now everything that uses leverages internet or connectivity will do that.   I I had this, there was this concept a couple of years ago which I'm sure it still exists, it's the internet of things,   so I talked to Datta a lot about and it was the whole point of what if you could have basically anything around us be able to be connected to the internet and provide data in in a cool way which awesome, but that then facilitated that it had to then get processed somewhere to do something.  

Now, I think it's going to become very real, so my predictions, my view of 2025 is   there's going to get to that next layer of interconnectivity   with everything in an internet of things   with a full adoption of ai in an agent or agentic way   where it's going to become   ludicrous the amount of things that can be interacted with and do   and hopefully more   human centric   so that it gets used by everyone as opposed to very technologically  

[00:44:15] Kyrin Down:

centric I guess people have been predicting this for a while there was a Kevin Kelly book I did   a book review on not too long ago and it was   very much along the side of things. So there's going to be, you know, this glass here will have   sensors and data on it so I could wink at it or look at it and it can darken or   appreciate   and like let more light in, let less light in all this sort of stuff. And don't think that's gonna we'll see any of that really this year.   Just because I don't think the AI is actually really related to that small the hardware   sort of things.  



[00:44:50] Juan Granados:

So I don't that's one where we'll disagree. Well, I don't think we'll see. My view is not it's not in the Oh, hey,   window   trigger your   opacity to 70%.   Not so much that, but it's in the   tools that we leverage today   that can have   AI control   in that previously. Yes, it requires hardware that fits into it, AKA a chip, but it now integrates with something that has existed in the past voice, but then has the smarts to leverage.   When people say AI, it's just commands and create inputs. So like   a TV, right, I could very well see that a TV in the past, like, currently use Google, so you say, hey, Google Play, YouTube, whatever. Fine. It'll do that. I could see it just optimizing a little bit better where it could say, you know, you could give it full intents of, yeah, do that, but also can you record this or can you do that or just kind of store that and have it in memory in that particular apparatus as opposed to it just being a global   connector. So more individualistic   items, I guess I would say in that regard. I don't think we'll see that this year, but  

[00:45:58] Kyrin Down:

some things I do think we'll see and I'm going to put some rough percentages to these things as well. So I think that'll just be help slightly helpful.   So   I think we will see   some crazy productivity coming from companies   like you were mentioning in terms of replacing workers like you could just almost get rid of a full worker   That   will companies be doing job layoffs? Massive ones? Yes. You expect that? I was in a company a couple of months ago, where  

[00:46:30] Juan Granados:

my mix role that was coming up was to do roll offs of 100 of people in call centers. Okay. Replacing with that. All right. That was coming.   In and of course there's a private company that make private companies tend to do this first.  

[00:46:45] Kyrin Down:

100% is coming. There's no doubt in my mind, because this is one of those ones. I'm not linked to any job market. So I don't know or see these things. Logically, that would make sense to me. But yeah, okay. All right. That's, that's good prediction there.   In terms of some of the things you're also mentioning,   I think YouTube is going to start to degrade in quality   in some respect in that   I might be starting to,   funnily enough, I might use it more, or people might use it more, but the   what they're actually getting might be less. And so this is coming with   one of the things I'm sort of starting to see are these.  

There was a there was a word for it in particular, but it was basically   being able to create niche YouTube channels,   using solely AI or faceless, they're called faceless channels.   And so basically, it would be use AI to have the voiceover   to collect the stock images   to create a script.   And you can   sometimes even use some like very basic like,   exporting something out to Fiverr   or someone to create a thumbnail.   Because those   2 for the intro for   a script writing or something,   and you make this faceless YouTube channel, and then you can actually just make a bunch of money from the ads off of it.   And I've seen some of these videos that they're producing and it's like,   I don't know how much value it really adds   getting towards that, you know, we could create   a mere mortals podcast with   our voices,   and perhaps even some video or something like that.  

How good is that quality?   I don't know, we haven't done it. I would be thinking questionable. But   in any case,   that's definitely company   will   probably for myself, I would say if I come across some of those videos, I'll be like, fuck, this is this trash. Like, why? Why am I getting recommended this from YouTube? For example, why am I finding this? So I think some of that will will appear.   Information from unknown sources will get even crazier. So I could this prediction   60%   you're going to   whoever you already consume from and you trust,   I think people will trust them even more like,   so if you're if you're already getting stuff from Coffeezilla   with related to scams, you're going to trust him even more.  

Whoever you get for like makeup advice or something.   And you already know as a real person,   you're going to trust them even more. And just because I think there's going to be such a wave of   faceless or   AI ones or ones where you're like,   you're going to watch stuff and not realize they're not a real person. I think that's definitely coming.   Has it happened yet? Do you reckon? Is there any videos from this last year which you watched you thought was a real person, but actually wasn't a real person? Not full videos, but definitely clips. I think some clips as well. I've I've probably come across my brother was showing me one of like these Russian drones or Ukrainian drones in North Korea and North Koreans were in   Ukraine for some reason soldiers something I'm like,   it's just doesn't really add up like why is any like, what is this video? What's the context from this? And I tried digging into it. And I just couldn't find any sources from this. This is just a random TikTok video.  

My brother, I've chatted with him about this, and he doesn't really care. Like for him where the information comes from, whether it's actually real is  

[00:50:23] Juan Granados:

entertaining.  

[00:50:25] Kyrin Down:

Yeah. For him, it's interesting.   It's a non   kind of non issue.   For me, I'm much more in the sense of like,  

[00:50:34] Juan Granados:

I want to know if that's real or not. I don't know. Adjacent to that, I heard on a podcast they were talking about. It was,   the most popular 2024 app, I think was Adobe. One of Adobe's. Yeah. Yeah. And it was related to the video   capability to delete things off a video. Yeah. Or alter images. Yeah. But it was Tim was talking about this was a head shoot. I think it was that one, which and I agreed with it. It was that when you like a video and you remove the tree out of here or you remove the people out of it and that's then becomes your   content piece or like what you reflect back on. Yeah. You've adjusted like the reality like you've adjusted what actually happened   and how far   new generations or that starts getting taken. I don't see that happening as like a 20, 25 issue   but I do I'll say I'll give percentages, I'll give 20   percent   a 20%   go that in 2025,   we're going to start to see   the not a risk but the issue   of not being able to tell what's real anymore. That is in like you know, I could envision this Trump comes into power   late into 2025   the ability to use tech and a few other things becomes like   is this actually happening? Is what actually happening? Is what this person said actually real?  

What's real? Something recently came up with the,   Tesla truck that blew up in front of the Trump tower in   Las Vegas and Elon was posting a heap of stuff about like we're looking into it and see what happened and what was the issue   and   there's lots of sources of information especially on the X that you could find out about it. I can see like towards 2025,   you'll be able to just like generate new stories of something like this happening and not actually happening, but getting enough traction that it's like,   how is that real? Like, can you tell what's real? Can you tell what's fake anymore?  

I say 10, 20% chance that by the end of 2025,   we've got a real challenge in our hands of how do you know what's real anymore? Yeah. Or in a digital context, how do you know what's real? Yeah. There's do you remember that video from  

[00:52:35] Kyrin Down:

quite a while ago or the controversy around this, which was there was some some kids with a MAGA hat and they're outside, I think,   Capitol Hill.   And there was a Native American Indian dude there. And it had this   it was famous because this one kid had a smirk on his face and it was like he was being disrespectful   to this Native American guy.   And it was like, look at these MAGA kids. They're awful. Like they're getting in this guy's face or something like this. Do you remember this? Okay. It was it was very popular, I think, in the first Trump presidency. So 2016 and 2020   came out eventually,   like other video sources showing that whole narrative was completely wrong, and that these kids were just like doing their own thing. And it was actually the the Native American guy was being the real tosser and getting in their faces and things like this. And so it was just like a small snapshot   taken out of context, which   and we know this all the time people have, you know, click baiting or, you know, creating clip of something out of context, someone talking about a hypothetical of something that might happen or could happen, or wouldn't it be bad if this happened, and then etcetera, then I think we're gonna have that 90% chance of that happening.  

But it's going to be on a video which has been halted,   and   or is completely made up and it'll just go super viral.   And it'll come out eventually   that yeah, that that thing was just just made up. Like it wasn't wasn't really a real thing at all.   So   very, very high likelihood of that happening   with that additional element that someone's modified things through   one of these AI   sources.   Social media platforms will have more AI agents, I think running on so you'll probably interact with a   person or   what you think is a real person, but it's actually an AI agent. I think that's going to happen. And this will particularly happen on social media,   AI influences,   on Instagram, hot girls   or, you know, particularly hot girls   probably on Twitter and X. What are the other ones? TikTok for sure. There's going to be some of them,   which many people will bemoan about, but I think   will probably actually make the platforms more fun. People will get value from that in some sort of sense. Once again, it's the value. It's like   it's kind of trashy value, but a lot of people enjoy trashy value. So, you know, who am I to judge on that? And I enjoy some of it myself. So you'll definitely interact with someone who isn't real.  



[00:55:12] Juan Granados:

Yeah, yeah, that's true. I think on the side of   things that come from real life that are challenging,   I think one of my views towards 2025   is it's gonna be and continue to be until some calamity   comes up. It's gonna become more rare that you find the individuals out there who are taking   the path that's a little bit more difficult doing the challenging things. And by that, I'm thinking about   aiming for a   really difficult marathon or like marathon run pace or to do the one hand handstand. I think there's gonna be. Oh, no. I think there'll be more of them. I think there'll be I think I think there'll be less and there'll be less because it'll be more people   hunting for the glory and outcome that you get at the end of it because you might be able to just AI generate it or fake it as opposed   to doing it for the sake of doing it. So I can see a lot of people out there going down the path   of, no, I'm not I'm not why aim for a blah blah blah marathon time. Like if at the end of it, some people will be doing it because they want admiration, adulation or whatever else, they'll find that in other forms as opposed to doing the hard things in real life. A general trend I think we're moving away from is because a lot of things in life will become more efficient and easy to do or accomplish,   it it will leak into the things that are hard and people   pushing away from doing harder things.  



[00:56:32] Kyrin Down:

If there's more people who are   jobless   or   perhaps not needing to work is the I guess this is the   difference because you can have   this. There's already people like me out there who are like, I don't I don't need to work, so I'm going to work on my own things. And, you know, some of them are hard.   How many people of all of these like getting off jobs who will be like, no, fuck it. I've got some free time or I've got a you know, financially set up or something like that will  

[00:57:02] Juan Granados:

try and do hard things. I think few I think very few. I think the I think the idea of   humans in general seeking improvement and growth and and whatever else, if satisfied   to a certain extent in Maslow's hierarchy of needs, I think they pause it. I think that a lot of people will just go, I can't, I'm gonna   just enjoy and do whatever I wanna do. Yeah. And and and not push  

[00:57:26] Kyrin Down:

any harder in the in the suffering aspects or a growth aspect. I'm trying to think, you know, was there many people like me out there in the 1960s   just who   you know, there's, there's kind of like there's always been counterculture,   I guess.   But   would, you know, would I have been able to have the financial freedom to just explore something in the 1960s?   And would I have done that back then? Like lead the life that I'm living now?   Yeah.   Like, there's definitely gonna be the temptation to,   yeah, like that video was really great. But,   you know, in the past, you'd just reshoot the whole thing, because there was something wrong with it. But, yeah, you'd probably like,   I can just use this like little bit of AI in the corner. It doesn't really matter. Just, you know, edit that person.  

Exactly. Yeah. There's definitely going to be some of that and it'll leak into  

[00:58:18] Juan Granados:

more.   I'll give you an example, which I think will up   cannot see this being wrong in that and this is trending towards I reckon end of 2025.   I would be hazarding a bet that there will be less and less people wanting to learn new languages   because   I think a most general population people are going to go why would I learn a new language if insert   device AI whatever   that's helping me to articulate or respond back in whatever other language is needed   at a fractional speeds, I think,   get every single human on earth who wants to learn new languages. I think it decreases with more technology that enables that to be immediate. I agree with that.  

[00:59:00] Kyrin Down:

But that's because most people don't want to learn a new language anyway. But they're having to because they're born in a country where   having English   improves job prospects,   for example.   So I see that shrinking, but I think the actual I just I just feel like if people have more free time   a significant portion of them are going to go like what do I really enjoy doing? You know, this kind of like YouTube right the   the amount of people who create on YouTube and have now been able to make money from   what is a fucking ridiculous niche   Hunter x Hunter manga   reviews slash theories slash conspiracy theories.  

New World Review. There was a guy who was doing this Aussie guy.   I really enjoyed his content.   This was really good. I don't know if it was full time, but he was certainly make he'd certainly be making some money off of it to make it a   very least a part time gig.   You know, you can't do that fucking 20 years ago. There's no there's no that's that's a must be so yeah. So like, where the where do those people like him come from? And can more of them come out   in this year?   I don't know,   I feel like there'd be just more people who have got more free time. They're like, You know what, fuck it. I do want to learn a language. I do want to you know, today as I was coming here   I bought   us a star Orlando and it's like I was trying to make sense of this like they're talking about momentum this guy's talking about momentum but he's talking about Holland like Orlando why is it why is he talking about this this makes no sense then eventually I'm like oh it's like fucking dodgyham   dodge ram. The R in Portuguese is always   a h, basically, unless it's double r. And so he's he's talking about the ball is rolling. Oh, okay. That's the fucking same as English.  

And so it just that like little,   it gave me such a joy just to figure that out and be like, fuck, yeah. Oh, that's awesome. I feel like there's gotta be some other people out there who I think there will be I think there will always will be, but it'll be a reduced Yeah.   I think it'll like decrease the amount of people in total learning another language, but the people who are doing it for fun,   I think will actually increase a bit.  

[01:01:12] Juan Granados:

True. Okay. Okay. Yeah. That's that's that's the last one I was gonna say from a predictive view for 2025 that I see again overall   is the   the true transition   over into   what today seems like a new age kind of thinking or new age ideas.   But I think if 2024 marked, I guess, the beginning of we're doing a lot about AI,   but just generally broadly, I think 2025   will see the   the new transition into whatever you want to call it cycle of of being an existing where   I hazard a guess that in most of 2025,   most people will be more in the digital world than they'd be in the physical world. Yeah, I'll put I'll put money on the fact that over the last few years has been, you know, kids nowadays more and more hours per day that I think, or something like some kids are 10, 11 hours on their phones per day, right? Which take away sleeping, probably more on their phone than they are in real life. I'd predict that that to continue. I think that there will be lots of things that get created in a more digital world that will have   humans in general just be more   digitally connected as opposed to physically connected.  

But then on the inverse, I think it'll become that the people who can still   be participate in the physical world and do it really well   will be like huge winners like   incredible winners.   I think Gary   Vee did a little clip and video around how now in the transition into everything's more efficient, everything's more effective, everything's really quick,   some of not, you know, like it's not just this, but some of the really big winners now are going to be the ones who can still   use,   traditional means of human connection   to like wow someone. So in a world where everything's going to be like this and it just comes really quick. One of the examples he gave is you know send a call up   a job that you did 6 months ago and give him a call and say you know blah blah blah blah like kind of like the human interaction. I think   that aspect in 2025, you're going to win more if you make it more personable, more human, but at the same time, we're going to see this grand transition of absolutely everyone just being more and more and more and more digitally connected as opposed to less. I think Yep. That's out of the bottle, the amount of things that are coming up and around is like I'm just going to see it more and more.  

It's getting to the point that, you know,   they were out many years ago wearables, but I didn't really see many people using them. The amount of people now that I hear or of the of conversations of like you know the meta glasses and more things that come from the connectivity and interactions   I think more of them are going to start coming out almost to the point I'm not not next year but I wasn't surprised if in the years to come it's like full helmet   setup for everyone where it's a full helmet where you've got like headphones   and glasses and whatever else and you can it's translating and connecting and importing and exporting from you all sorts of stuff from your brain. I could see that happening eventually, not 2025. But I think we're moving towards it further. That's the   the  

[01:04:07] Kyrin Down:

integration point with technology. I think humans coming into in 2025. Yeah, I pretty much bang on agree with that. To add to that the physical experiences   will.   Yeah, it's like, you're asking,   you spend more time digitally, but the physical ones will have extra value, perhaps,   or as a proportion. I don't know how you'd say this. So for example,   if you're really good at creating a run club or creating   a community,   that's going to be super valuable,   digitally online, for sure. But then also, that doesn't exclude the real world, if you can   create a piece of art and have people pay to watch you create this art, for example, in real life, that that's going to be a thing. If you're great at organising that that's, that's another one.  

I definitely see, you know, tour guide, if you can do tour guides of, of the city or something,   definitely see  

[01:05:03] Juan Granados:

the underlying thing across all of those as well as and the transition I think is happening is   already started but coming through in this year as well and years to come   the underlying,   commodity I think will become more so now entertainment   like entertainment for a human why because a lot of the traditional jobs that would existed or They show you don't wanna do the fucking boring shit of Yeah. All all of those won't exist anymore. They're just not things or tasks that most people will have to do in the coming years. It's gonna be a slight change though. Like, we're not saying Yeah. Yeah. Mass. Gone.   The layoffs are not gonna be 50% of the population. No, no, no. But I think the tradition starts to occur, the underlying commodity is going to become entertainment, it's going to be attention holding and the people out there who can entertain, who can attention hold where there's going to be, as you say, loads and loads of spare time for eyeballs, where we can capture a lot of them is going to make, you know, a pretty penny. But to do that, I think it's going to be entertainment, it's going to be  

[01:05:59] Kyrin Down:

parts of how good you can use the digital world, how well can you interact with the physical world, which will come out winning in that? Yep. Okay. We've said a bunch of good things. How about any bad things you're predicting? So for example, I think there'll there'll be some social tensions in Europe,   in in particular with regards to  

[01:06:18] Juan Granados:

immigration and energy stuff, some financial things. I think America will probably get more of those social tensions around   Trump and stuff. Yeah. I mean, they're all started talking about in terms of the political  

[01:06:30] Kyrin Down:

political sting. See, I feel like Europe's I don't know the bits and pieces I hear about Europe immigration   and like rising crime stats, the amount of,   you know, countries like like Sweden with what's one of the Swedish the big Swedish towns in the name of it? It's got some stats where it's like it's it's just as bad as like Baghdad   in terms of some crime stats because they've just got so many Syrian immigrants and and other, you know, just mixing of cultures and it's it's fucking it's not going so good is what I've heard. Well, maybe we'll get to see this real real time real life when we're there. We'll see.   So I'm definitely predicting some,   some social tensions.  

You know, what, what does that mean?   A whole bunch of riots, I think, and political protests. And I'm seeing that. Do you think there'll be any wars?   Do   you expect an hour than already are like, Yeah, beyond the world? Well,   will any wars end? And will any new   wars   start in terms of,   especially big ones, you know, the big ones being like Taiwan and China? Or   what was the other one? There was another big, big melting of the whole   Middle East sort of stuff. What do you reckon?   I'm saying no, but my prediction my mobility is 0.5 percent Yeah.  

[01:07:56] Juan Granados:

I feel like   my mind went to like, no, but it's also because I don't know enough.   It's whenever like when an actual war begins. And again, how do you define a war? What does that actually mean? Alt War, Cold War, economical war, right? There's many definitions of that.   But even in them, like, it's only retrospectively that you can kind of like, oh, yeah, that's what the beginning of that. If you're looking at a post like it, you can predict it, I'm sure. But I don't have enough   data. No. Give a shit. Natural disasters.  

[01:08:25] Kyrin Down:

Any any so actually crazy ones where I was I was looking this up and so   it's it's actually how many people do you think die from natural disasters per year   worldwide?  

[01:08:37] Juan Granados:

Let's say a million. A million?  

[01:08:39] Kyrin Down:

No, not even close. Not even close. Usually. Way less,   way less. The average   for the past couple of years apart from   I think it was this 20, 23 was the Turkish earthquakes and that killed the whole like tens of thousands of people. Yep. Usually it's in the like low tens of thousands   from from flooding and things like that. And then you'll see these massive spikes on the graph for, you know, the tsunami Boxing Day tsunami   or whichever year that was set 2,001   1000s later than that, but I can't remember exactly in the 2000s. You know, that that killed I think it was like 200,000 people in Indonesia or Bangladesh or that that kind of region.   That is, you know, who the fuck can predict these sort of things? The only thing I would say is like   0.5%   chance is that we've got some better technologies on on knowing like, oh,   you know, a tsunami is coming   or detecting earthquakes or detecting things.  

So you might get like a slight   extra chance of,   of being able to prepare for that.   But yeah, in terms of the actual event happening, you know, like, who the fuck knows? Yeah, I mean, I'm sure there'll be still be cyclones and tsunam  

[01:09:56] Juan Granados:

cyclones and hurricanes,   as usual, sort of still occur. There's hot snaps, hot snaps, global warming, I don't think is going to  

[01:10:04] Kyrin Down:

contribute to that, if anything at all.   Last last couple of ones I had here was I think we'll actually have some cool hardware rather than software  

[01:10:15] Juan Granados:

changes or emerges. So yeah, the last what like the new supercomputer that came out from NVIDIA $250   supercomputer like tiny little thing.  

[01:10:24] Kyrin Down:

You know, entertainment with drones   for so for example, I really want to fucking see a drone show. That's that's one of the things I want to do that that Chinese one and other ones I've seen just over   the last year or 2 on social media has been like, fuck, that looks cool.   My dad, just for Christmas, when he came over, he's like, oh, yeah, by the way, here's this present. We've got a drone now in the house. And it was just because he was like, I had some I'd like this extra money from doing stuff on team you and  

[01:10:54] Juan Granados:

it was I had to use it. And so I got a drone for you. It was like $70. Have you been using it? I haven't even got it out of the box, man. I bought a drone for my sister 2 years ago with a full camera and stuff like that. Yeah. I think I think we used it once. Yeah. See, see, I do want to intend to use it because I'm like, well, fuck it. Why not? So  

[01:11:12] Kyrin Down:

obviously getting super cheap that shocked me at how cheap it was. Even   robots in general.   I was chatting with this lady yesterday and she mentioned she has   a Roomba   to clean up the dog hair that's in her house. She's got golden retriever as well. Like,   that is a problem that we're having   at my brother's place. And by Roomba, I was looking at it that they're way cheaper than they were 2 years ago when I was looking. So   you know, there's one of those ones where it's like, I could see I could just see   random hardware things like that, which are just   the the price point has just been a bit off for what I would personally get for many things, phones, laptops,   cameras and stuff. I could just see like getting to just a price point where I'm like, you know what? Yeah, I might get that. I might get that. So   I see more of that.  

That happening.   But   here's actually here's a big one, I think will happen.  

[01:12:12] Juan Granados:

Economically, I think interest rates will come down globally. Yeah, that's gonna get onto macro. I think it's gonna happen as well. Yep, that's going to accelerate asset prices up to a certain degree. 2025 is going to be great fast. I think assets in general will go up. But more importantly,   what I think it'll do is it'll   the division of have and have nots is going to become a huge. So   you're talking about earlier, there's already people who are like, you know, any pinching with certain things,   there's going to become a point where   closed,   usage of AI or anything else is going to become, hey, pay this amount of money to be able to use it. Again, 01   Pro costs 200 US dollars per month.  

There's a lot of people that know that I ain't going to be paying for that sort of thing. Right? And the people who can are going to have a gigantic leg up. And now   it's pulled us across a variety of things.   I have a view that there's going to be a,   we're going to see in the next year, probably 50% chance, an even bigger polarity with assets going up and   the availability of money becoming,   more readily available through central governments. That was going to just push a lot of assets up including crypto, including all your other sort of assets and it's going to put a position Real estate, stocks. Yeah, it's going to put a position of some,   what you would normally see I guess in the past is like not like generate like generational   wealth transfer between like 4 generations.  

I think it's going to happen   really quickly in like an intergenerational   people who   have been participating in this new way of interacting and existing assets   and everyone else who has not and it'll just be this not just Australia but just globally   there's huge transition into   a holy shit, you can tell if you're participating in crypto or if you've had assets prior to and if you don't, so I would say Gini coefficient goes up, which means that the  

[01:14:05] Kyrin Down:

disparity of wealth goes up. I think everyone's going to get a little bit richer more. When I say everyone, I mean, more or less obviously people with their financial circumstances,   etcetera. But in general,   most people will have like a little bit more money. They'll be spending a bit more. They might have some extra cash or whatever.   And then the results of that we'll probably see in 2026, which will   be   like a lot of unhappiness   about the social disparity of wealth. Yeah, I think so. So I think I think it's gonna be like all good for this year. Everyone's gonna be having fun more or less. And then 2026, and be honest, when Yeah, I think there's gonna be an introduction. Society might pay for that. Yeah, there's gonna be a lot of a lot more. And this is always been a bit of a path towards this, but it's gonna be more concentrated wealth  

[01:14:51] Juan Granados:

that is going to get accelerated once again this year. Do you know anyone who holds bonds personally?  

[01:14:57] Kyrin Down:

Who the hell are these people who own treasuries and bonds? Is it all just companies and companies?   That's why maybe there are some individuals that do but yeah, because I keep I still hear people saying, you know, it's like the Benjamin Franklin Teligent investor. I think it was what 40% in stock 60% in bonds or something. It's like I have no  

[01:15:18] Juan Granados:

does anyone follow that Any more likes? Is anyone listening to this right now holding bonds, please? Peter, Peter holds some bonds for sure.  

[01:15:25] Kyrin Down:

Yeah, that was that was pretty much it. Last one, I think,   for personally,   it's going to be a great year for me personally, whether I like it or not. This is one of those ones where it's like, last year, I had to convince myself, okay,   I'm going to make this a good year. So I use some force of will, some   manifesting, if you want to call it that. Okay. This year, I think it's just going to happen.   Even if I tried to be miserable, I think it's going to be a good year. Okay. So that's good. Part of this will be like, financially part of this is just, you know, friends and family, everyone seems to be in a really rather relatively decent place. Like we said, I think, yeah, if everyone's getting a little bit richer, and I hope I'm getting in that   camp, then,   you know,   it plays on your mood as well.  

And when when times are good, everyone feels feels better. Yeah,   I expect that to happen once getting married. That's going to be awesome. So yeah, that's, I think that's our predictions for this year. Is there anything else I know? But we'll review maybe at the end of the year. Any medical breakthroughs? Any any are there any like black swans of  

[01:16:30] Juan Granados:

really good or really bad things that you think could happen? Are we going to cure cancer this year? I don't know how to treat this person. I suppose yesterday, which like, in a certain part of China, they were starting to quarantine a whole big bunch of people and a lot of people dying from hospital and stuff at the hospital and stuff like that. And  

[01:16:48] Kyrin Down:

I feel like that one would would show up really quickly though now. Now, yeah, people are still like keeping up. There's plenty of plenty of people are still   pandemic gonna, you know, if anything, it'll just be something we're not prepared for, like,   I'll say there's a super bug that comes and renders all our antibiotics  

[01:17:06] Juan Granados:

useless. Yeah, I'll say the black swan, not in like actual physical transmission   of   viruses. But I would say the black swan is going to be the   digital transmission of viruses and bugs. Right. In that, we're going to have this   probably propulsion of everyone using all this new tech and interaction,   and there's going to be a lot of bad players. We're going to leverage the shit out of that. Absolutely   hack steal take   so much from   what is largely just about everyone going into a new domain of participation.   I could just see like getting hacked by a voice call that sounds like it's a real person, but it's just leveraging our eye to get absolutely conned. So,   I don't know how you would keep an eyeball on this but I'd say the level of con artists or,   interactions with fake things will become   very hard to tell the difference between the reality and fake. Again,   imagine calls now to a old lady about   the bank and they needing this but, you know, rather than being a human on the other end, they can just have an AI and they call every single fucking old person there is in Australia.  

Percentages, you know, if it's 5% gonna get scammed, well, they can scam 5% of all Australians as opposed to all people in Australia as opposed to the limitation of a human trying to do that and make it way more interactive. So I think   the Black Swan event will be the quick rise of digital. So   there might be some of that.  

[01:18:32] Kyrin Down:

There's I think it's called the honeypot scam. And it's one that started up here on our YouTube comments here and there, which is,   Hey, guys, oh, thanks. That was great interview. Could you help me out with my wallet? My seed phrase is   did they list out their full seed phrase?   I always just knew there was something about it. I didn't know what the exact scam was. I found this out recently, which was   if you actually put that seed phrase in somewhere, you'd see that it had a couple of $100 worth of USDC or some some sort of crypto in there.   But there would be no   none of the natural asset,   I. E. Like ETH that you'd need to pay a gas fee to move that elsewhere. So you have to transfer in so you transfer some in there, but it's already got a contract in there, which immediately whisks   everything out. Yeah. So so it's like a honeypot   for   for scammers, but   also just for not necessarily for scammers, just for people who would maybe come across it know   what a seed phrase is, see money in there and be a little bit greedy and like, oh, I could just take this for myself. And they get scammed.  

So I don't fall flat. I tried to lead them from our comments. But if if there's too many, I won't I won't be able to Yeah.  

[01:19:48] Juan Granados:

Reality. Just be aware. Be aware. 25 lots of different things coming. Yeah, for sure. Keep keep an eye out on your  

[01:19:55] Kyrin Down:

best practices for  

[01:19:58] Juan Granados:

anything involving money. Not not even just crypto. Yeah, just broadly broadly in general. Just broadly don't. Look, and the things that probably won't change in 2025 although a little bit slightly. It's just we'll be creating to continue to creating the the podcast. You know, we talked about it. There'll be some musings will become meanderings and some will be solo solo episodes and some will be will be fitness and more conversations and stuff like that. But in general, we'll still be appearing on a weekly basis at some   form in   your ears or eyeballs. So the immortals will be there in 2025 just as they were in 2024. Absolutely.  

I think we're gonna leave it there. I don't even know how long this one was. Yeah, it went a little bit longer. But Memorial Alliance, hope you're well. I don't even know if there's any comments.   I will quickly   pop it up just in case.  

[01:20:45] Kyrin Down:

Just as we're ending here, value for value. If you want to contribute time, talent, treasure.   So share the show with a friend.   Give us any suggestions, topics, what you think some predictions for 2025   are. And then,   yeah, mimir Mortalspodcast.com/support   to support us financially. No comments on the YouTube so we can, end it here for this week and hope everyone has  

[01:21:10] Juan Granados:

a fucking fantastic 2025 one. Yeah. Alright. Immortal Lights be well wherever you are in the world.   Bye now. Bye.